Non-indexed loan

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  • 7,94% variable interest rates,fixed for 24 months at a time
  • Generally faster asset formation but with higher monthly payments
  • No index adjustments

The principal of a non-indexed loan does not change in relation to the Consumer Price Index for indexation, and therefore the non-indexed interest rates are higher than the indexed ones. This means that asset formation will generally be faster since the principal is independent of inflation. Also, interest rate decisions can influence the increase or decrease of repayments.

You can choose a mortgage with equal instalments or equal payments (annuity). The maximum mortgage rate on non-indexed loans is 75% of the purchase price or real estate appraisal of a property.

Current interest rates can be seen in SL’s interest table

Indexed loan Mixed loan