Mortgage loans

Affordable mortgages with up to 75% property collateral

What is the right loan for you?

SL pension fund grants loans against a mortgage of up to 75% on residential property owned by the borrower. You can choose between non-indexed, indexed or mixed loans. Those who have paid premiums to the mutual fund or personal pension savings are entitled to apply for loans, subject to certain conditions being met.

Non-indexed loan

8,25% variable interest rates,fixed for 24 months at a time

Generally faster asset formation but with higher monthly payments

No index adjustments

Inflation-indexed loan

4,15% fixed interest rates or 3,75% variable interest rates

Generally slower asset formation but lower repayments

Repayments follow the development of the Consumer Price Index

Mixed loan

Combines the benefits of the two loan options

Non-indexed and indexed

In general, balanced repayments

Fixed and variable rates